Security of the payment while doing online shopping is one of the prime concern. While the customer wants rapid, smooth and friendly payment process. The customer likes to have a big basket of shopping from the online sites that are hassle-free and consumes less time at the time of payment.
Adjacently, the safety and security of the payment gateway becomes a question of online store reputation. Making a good firewall and a good anti-virus software install in your computer are essential to keep away the hackers and scammers. The anti-virus and firewalls secure your computer from the cybercrimes who attempts to access your online banking credentials without your knowledge.
How to Make a Strong Payment Gateway?
Evaluate and Strengthen Password Security: Till nowadays also, the online retailers accept the weak password set-up by the customers. The weak password can easily be cracked by the hackers. One of the most common password set-up by the big e-Commerce store is “123456” that has become too common and easy to guess up. Another concerning issue is e-Commerce professionals send the information through the plain email text which needs to be changed. The password setting policies should be revised in order to safeguard the customer account.
Use of 3-D Security: 3-D security is the best way to safeguard the account from hackers and cybercrimes. It is the best way of online transaction. By entering the pin number, card holder details such as name of the card-holder, expiry date of the card and CVV number allows the merchants to verify whether the cardholder is genuine or not for reducing the fraud.
Easy Returning Policy: The reputed E-Commerce stores returns the amount if the transaction failed due to any reason. Returning back the customer’s amount to their respective customer account is a trustworthy step to gain the trust of the customer. If your online store doesn’t save the details of the customer transaction, then it is for sure that you are on the edge of loosing the customer.
Online Site has Signed Privacy Statement: Reputed online stores have a privacy statement that protects the personal information of the customer. The privacy statement is a disclosure statement and you should feel comfortable with the retailer’s policy before buying anything from that store.
Padlock or Unbroken Key Icon: Before entering the details of the online credit card, check whether the site is encrypted and enabled for the online safety purpose. Encryption is a data-scrambling technology that keeps crooks away from stealing your personal financial information. Always look for icons such as a padlock or unbroken key at the top or bottom of your browser as a sign that encryption is used or not.
An “#COMMENT #ENDCOMMENT HTTPS”: At the time of check-out, the web address must starts with “s”. If you don’t see the final “s” starting the address at the time of check-out process, then it is safe to stop the transaction. The finalized “s” means that a secure, encrypted connection is in place between your computer’s browser (i.e. Internet Explorer) and the website you’re visiting.
Physical Address or Phone number: The renowned companies always put their phone number and location on the website so that you can easily contact them. If you don’t see the customer help-line number on the site, then please it a no to do online transaction until and unless you are confirmed about it.
No unsolicited email: Reputed online retailers never send you the email, until and unless you log-in on their site. Remain alert and active from the unsolicited emails that comes into your mail inbox.These mails are sent to fool you and to have access to your personal financial details.
No Pop-up Ads: Be well aware of the pop-up windows that display on the screen at the time of surfing. These pop-up windows don’t take you to the original site. They take you to a phone operation or chat option for fetching the personal details. The renowned retailers don’t use the pop-up windows as they are aware that the customer dislikes it strongly.
Credit Cards are Accepted: If the site offers you multiple options for payment, then it’s a good sign. It means the online shopping site is legitimate and they have to apply for the leading cards issuing companies for the approval. The suspicious site takes the payment through check or debit card only, and never gives you the option for the credit card payment.
